Make your money work harder.

Moyo checks your bills, insurance, and cards against what's actually available today, and shows you exactly where you're leaving money on the table.

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See everything

All your finances in one place, once connected.
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Find opportunities

Moyo checks your bills and accounts against better options.
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Take action

Clear next steps. You stay in control the whole time.

Get early access →

moyo

9:41

You could keep

$4,827

this year

6 opportunities found

Top opportunities

Insurance

Potential savings

$840

Credit cards

Potential savings

$620

Idle cash

Potential earnings

$1,140

What Moyo actually checks

Five ways we've found real money already, tested on real bills.

Bill Leak Report

Internet, insurance, cell phone, mortgage

$240–660

Compared against current market rates, live, not a cached list.

Fee Radar

Overdraft, ATM, maintenance fees

Scans a year of transactions for charges you'd rather not be paying.

Idle Cash

Cash earning near-0%

Flagged against today's top savings rates.

Subscription Overlap

Redundant charges

Card Value Check

Is the annual fee actually worth it?

Real spend + your reported perks, weighed against what the card costs.

◆ verdict: worth it / not worth it

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Built with privacy in mind

We don't sell your information, and we never will.

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You stay in control

Nothing moves or changes without your say-so.

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Built in the open

We're early. Your feedback genuinely shapes what we build next.

Get early access

We're testing this with a small group first.

We're not live yet, this is the first version of Moyo, and we're looking for people who already care about not overpaying to help us get it right.

Tell us one thing you're currently paying for. We'll follow up with your Leak Report as soon as it's ready, and you'll be first in line when Moyo opens up.

You're on the ledger.

We'll be in touch with what we find. In the meantime, feel free to check another bill, the more we look at, the more we tend to find.