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moyo

Terms of Service

Last updated: August 2026
Moyo is an early-stage product currently being tested with a small group of early users. It is not a bank, a licensed insurance broker, or a registered financial or investment advisor.

What Moyo is

Moyo helps you check whether you might be overpaying for things like internet, insurance, cell phone plans, and similar recurring bills, and estimates potential savings based on current market information. These are estimates intended to inform your own decisions, not guaranteed quotes or professional financial advice.

Accuracy of information

We do our best to surface current, accurate comparisons, but pricing, availability, and terms from third-party providers can change and vary by location, eligibility, and other factors we may not have full visibility into. Always confirm details directly with a provider before making a decision, especially before switching insurance, cancelling a service, or making any financial commitment.

Not professional advice

Nothing on this site or produced by Moyo constitutes legal, financial, investment, insurance, or tax advice. For decisions with material financial consequences, consult a licensed professional.

Your account and data

By joining the waitlist, you agree to be contacted by us about your results and about Moyo's progress. You can ask us to stop contacting you or delete your data at any time. See our Privacy Policy for details on what we collect and how it's used.

Early-stage product

Features, pricing, and availability are subject to change as we build. We'll do our best to communicate meaningful changes clearly rather than silently.

Limitation of liability

Moyo is provided "as is" during this testing phase. We are not liable for decisions made based on estimates or information provided through the product. Use your own judgment, and verify anything financially significant independently.

Changes to these terms

As Moyo adds account connections and more functionality, these terms will be updated to reflect new capabilities and responsibilities. We'll flag material changes rather than updating silently.

Contact

Questions about these terms: hello@moyoapp.co

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